About Scratch Technologies

Real-Time Gross Settlement System (RTGS)

Scratch

on a mission to build next generation payment technology platform of the future...

Scratch is a Blockchain as Service real-time gross settlement system (RTGS), currency exchange and remittance platform that allows decentralized businesses and freelance teams the ability to access and transfer funds or pay for goods & services instantaneously while protecting against fraud and identity theft.

Despite a fragmented and still maturing ecosystem, the time has come for firms to move aggressively in developing business and technology strategies for a blockchain-enabled world. Those that linger in the experimentation phase will be left behind by the rapid pace of innovation

Scratch is on a mission to build next generation payment technology platform of the future…

Scratch Technologies is a startup Company that specializes in Blockchain Technology and this Blockchain technology present opportunities for disruptive innovation which it enables global business transactions with less friction and more trust. Scratch Technologies is an application/service that gives companies and freelance teams a platform to deposit funds into an account and delegate access to team members each with unique spending caps and controls.

Scratch Technologies project aims to reinvent the way digital commerce works today. Focusing on digital goods and services area our goal is to enhance it with fast-growing opportunities blockchain technologies and cryptocurrencies have to offer.

Objectives

1. Implement fully trusted decentralized e-commerce platform on blockchain
2. Lower transaction costs that merchants and service providers pay today
3. Allow for fast and easy international transactions
4. Make an easy option for P2P, B2B, and B2C sectors to adopt cryptocurrency potential

The keys to our success are:

1. Strong team with collaborative development in IT
2. Growing demand for blockchain solutions for C2C and B2C sectors
3. Working product prototype publicly available for testing
4. Building the business very effective by implementing maximum automation and reducing operational costs to minimum
5. Working with blockchain industry leaders to cross engage technologies and communities

Scratch Success Team

Josh Inselberg

Josh Inselberg

Developer/Advisor

Real-time web and mobile app developer, specializing in a Javascript-centric stack: React, React Native, Node, and NoSQL. Decentralized application developer (dapp/blockchain), specializing in Solidity/Ethereum.

Greg Jensen

Greg Jensen

Advisor

Over thirty years of progressive experience in Business Strategy, Business Systems, and Operations Management. Recent focus on business transformation and integration of diverse business units resulting from business growth through acquisition strategies.

• Develops IT strategies that increases profitability and efficiency for business operations.
• Possess the ability to relate technical concepts to non-technical audiences and present complex business concepts in executive level discussions.
• Utilize common sense approaches along with experience for innovative and timely problem solving.
• Organized, implemented, and managed complex projects of various sizes.
• Proven leadership ability with high EQ and IQ that increases employee engagement.
• Ability to manage in both direct line and matrix organizations.

Douglas Matt

Douglas Matt

Advisor

Helping grow and build companies in finance, blockchain and startups.Business Development Business Management Business Strategies Business Strategy Consulting Investment Banking Management Product Design Project Management Cryptocurrencies Trading

Doug Welch

Doug Welch

Developer/Advisor

I have been working in the Shipping and Receiving industry for 10 years or so, and have been blogging for about the same amount of time Specialties: WordPress, Online Technologies

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Karlo F. Menoscal, MBA

Karlo F. Menoscal, MBA

Advisor

My name is Karlo Menoscal and I’m a Program Finance Manager with an MBA degree and over 20 years of progressive responsibility managing multi-million dollar programs across the aerospace and defense industries. Here are some of my career highlights:

• I currently oversee Raytheon’s Earned Value Management System (EVMS) implementation of programs with contract value of $770 million.

• I’m a performance-driven leader with demonstrated success in managing budgets of $140 million.

• I have generated cost savings of $10 million.

• I possess experience in government contracts reporting of $3 billion.

• I possess military experience and leadership.

• I lead teams utilizing a transformational leadership style.

• I love to help people achieve their maximum potential.

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Chris Scher

Chris Scher

Advisor
Sales Professional, over twenty years experience developing and growing several geographic territories for Fortune 100, mid market and Start up companies.
I have done lots of different things, Sales, Business Development, Strategic Partnerships, Account Management, Consulting, Retail, Ecommerce, SEO, Mobile Marketing, Website and Mobile Website, Customer Loyalty and Rewards Programs, Merchant Services, Loans, Banking, Point of Sale, Software/Hardware. Made over $100k annually before age of 30. Built somewhere between 850 and 1000 mutually beneficial relationships over 20 years of working with businesses. Mentored, coached, trained and managed dozens of individuals.
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Jason C. O’Neill, MBA

Jason C. O’Neill, MBA

Advisor

Experienced information technology leader with extensive knowledge in driving innovative business operations throughout high-profile organizations. Skilled in leading qualified teams within technology driven environments, leveraging current IT knowledge and strategic business planning abilities to achieve operational goals. Talented collaborator, experienced in driving communications throughout organizational levels, ensuring the implementation of strategic objectives while integrating innovative technical solutions. Expertise in many areas of IT with the ability to effectively train staff to recognize cost effective and operational solutions. Areas of expertise include: Leadership, Consultative Communications, Strategic Business Planning, Operational Management, and Contract Negotiations. With my professional history working within high profile companies in addition to my ability to execute operational strategies in support of IT services, I have the ability to help assist your organization with achieving its goals! Contact me today!

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Marcelo Creimer

Marcelo Creimer

Developer

• 20+ years experience in IT field: Systems development, Database, Project management and Innovation
• Highly skilled for managing complex projects, programs and portfolios, reporting status to high management;
• Solid knowledge in Blockchain: Hyperledger, Ethereum and MultiChain
• Blockchain advocate: Training, presentations, and articles writing
• Good knowledge in crypto-currencies, mostly Bitcoin
• Able to work in Cloud environment: IBM Bluemix, AWS, Azure and Google Cloud.
• Project management: PMP and Scrum Master certified, MBA in Project Management at FGV University;
• Experienced in commercial area, agreements and partnerships;
• Outsourcing off-shore project coordination, using SOX, ISO and SAS-70 rules;
• Leader auditor for internal and external auditing;
• Used to lead teams, having easy communication through all hierarchy levels;
• Solid written and oral communication skills in English with international experience;
• Other knowledges: IoT, Big Data, Cognitive area, AI, GitHub

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Michael Lam

Michael Lam

Developer
Client-focused and relationship-oriented executive management professional who has developed excellent web applications to guide businesses to financial success both domestically and internationally.
I have been working as a full stack developer with awesome React.js, Angular, PHP and Ruby on Rails skills, hefty product development experience and the ability to thrive in a fast-paced environment, looking to create world-class applications as part of a lean and mean team at an innovative startup dedicated to saving lives and ending disease. In the past, I had worked in Jacksonville, US for over a year for a Red Apple Pharmacy company.
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lingraj mahanand

lingraj mahanand

Developer

Java and Blockchain Developer with skills Solidity, Smart contract, Web3.0,Truffle, Java 8.0, Javascript, Spring. React

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Jordan Simmons

Jordan Simmons

Developer
I am currently a full stack developer using lamp and angularJs. I also use python for data consumption through apis. I have a strong knowledge of OOP. I am also working for a small startup on the side, developing a dapp for Ethereum Name Services.
SQL Certification
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James Turner

James Turner

Advisor

I have founded/co-founded two companies, built the financials for both companies. I have also consulted with several other companies/startups in building the financial models, revenue forecasts, expenses, etc. I am detail oriented and goal – focused.

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Thomas Henning

Thomas Henning

Social Media Manager

Dynamic, energetic young professional, with experience in high finance, having worked at Goldman Sachs as an intern. A current finance and mathematics student at Arizona State University’s Barrett, the Honors college, Thomas combines a quantitative mindset with marketing expertise.

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Ashton Playsted

Ashton Playsted

Developer

Developer:  Blockchain | Solidity | JavaScript | Node.js | React | Ruby/Rails | ashtron.github.io

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Jared Wendel

Jared Wendel

CFO

An entrepreneurial mindset that thrives in a team-oriented environment. A graduate from Indiana University Kelley School of Business and received his Indiana Certified Public Accountant license in 2015.  Jared worked in public accounting for six years, focusing on tax and accounting services for multiple clients in various industries, with a specialization in real estate transactions.  A valuable resource in providing timely and essential information to be used in making sound business decisions in a fast paced industry.

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Richard Disney

Richard Disney

COO

A catalyst for success. A self-motivated and detail oriented executive manager and leader with decades of experience in Logistics, Financial and Personnel management in various industries, non-profits, and government entities.

Specialties: International Remittances, Stored Value Cards, Pre-Paid Cards, Payroll Cards, Development of the “Base of the Pyramid” unbanked market.

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Steve Foley

Steve Foley

Founder

Former Marine & Current Member of the Blockchain Council. Experienced strategic leader with extensive experience in Website & eCommerce Development, Digital Content & Digital Marketing, and Web Content Management. Previously a mortgage industry manager, candidate for U.S. Congress & political consultant, and technology entrepreneur.